Death & disability benefits
Providing financial protection to employees and
their dependants in the event of death or long term disability is recognised as
a key employee benefit provision by many companies. Whether insured or not, this
protection can be sought from a range of benefits including:
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Death benefits (including death in service pensions)
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Income Protection benefits
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Critical illness insurance
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Personal accident cover
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Accidental death cover
With evolving legislation, workforce dynamics, a changing insurance provider market and general escalation in premium costs, there are a number of choices to make when establishing or reviewing the benefits you provide employees. To help you navigate the market issues, and to make decisions quickly and effectively, you need the support of professional independent advice.
How Mercer can help:
With Mercer, you have the support of a professional team of experienced risk consultants and actuaries, who will take the time to understand your needs and deliver advice and management to best suit your requirements. This allows you to gain from the use of certain unique Mercer services, as well as the market leverage that comes from the market leading Health and Benefits consultancy.
We can assist you with all aspects of your risk benefit
schemes including:
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Plan design
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Financing options
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Broking services
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Pricing projections
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Installation support
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Ongoing scheme administration
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Claims management
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Expatriate and international benefits
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International pooling
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Benefit harmonisation and integration
Issued in the United Kingdom by Mercer Limited which is authorised and regulated by the Financial Services Authority. Registered in England No. 984275. Registered Office: 1 Tower Place West, Tower Place, London, EC3R 5BU.